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AUTO INSURANCE FOR HIGH-RISK DRIVERS

Driving can sometimes be a rough road and some drivers have a few more at-fault accidents or tickets in their past than others. As driving history directly impacts how your insurance rates are calculated, this may make you a high-risk driver. Not to worry, A-MAX is here to help you find the best rates and coverage despite your driving history.

Find Affordable Auto Insurance

We firmly believe that everyone deserves reliable, consistent auto insurance regardless of their past driving history or status as a high-risk driver. Your classification may result in high insurance quotes and less-than-satisfactory customer service if forced to choose a bargain provider. We believe you deserve better than that. Let A-MAX do the work to find the best rate and provider for you.

Top Coverage

A-MAX’s primary goal is to find quality insurance coverage for all drivers, regardless of status. We research your options and you choose the plan that works best.

Great Price

We know that cost matters and high-risk drivers are often subjected to high premiums. We want to find the right option that suits your budget and needs.

Flexible Options

We know that you have obligations regardless of your status. We’ll find auto insurance coverage to fit any age, budget, and driving record.

Good Vibes
Amy V. ⭐⭐⭐⭐⭐

Amy V. ⭐⭐⭐⭐⭐

A-MAX Military

We are super satisfied with the service we get from Stephanie every time we need a quote, make a payment or even just a simple question…She is super friendly very professional and did I mention very thorough about any information she gives us. I feel like she always goes above and beyond no matter what service we need.Thank you Stephanie we need more people like you in the customer service world!

Nate P. ⭐⭐⭐⭐⭐

Nate P. ⭐⭐⭐⭐⭐

A-MAX Cypress

Lindsey was absolutely amazing, she stayed on the phone with me until the whole process was complete and was very polite! Also, the rates are unbeatable!!! I would put 10 stars if I could but I guess I'll just highly recommend them!

Abelia C. ⭐⭐⭐⭐⭐

Abelia C. ⭐⭐⭐⭐⭐

A-MAX Blackhawk

Vanessa had helped me with a quote and getting started on insurance, she was extremely helpful and gave me an awesome deal!! She was super polite and beyond helpful!!

Miguel C. ⭐⭐⭐⭐⭐

Miguel C. ⭐⭐⭐⭐⭐

A-MAX Closner Blvd

Great customer service! Immediate quote with the best prices in town. I had have them for about six years now and they are always eager to help and give you the best deal.

Richard L. ⭐⭐⭐⭐⭐

Richard L. ⭐⭐⭐⭐⭐

A-MAX Cypress

I have been with them for more than 8 years I have not had any problems very good company!

Lejoan B. ⭐⭐⭐⭐⭐

Lejoan B. ⭐⭐⭐⭐⭐

A-MAX Lake June

Angelica helped with my full coverage insurance in under 20 mins I was all set. Thanks again I’ll be recommending.

Ametrus B. ⭐⭐⭐⭐⭐

Ametrus B. ⭐⭐⭐⭐⭐

A-MAX Garland

If you just need liability insurance, this is the go to place. Lowest prices in town. Friendly agents to work with.

Why You Need the Best in Auto Insurance

High-risk drivers become categorized as such for a variety of reasons. Maybe you’re a new, inexperienced driver or you’ve had a couple of at-fault collisions. Maybe your early driving years resulted in a few more moving violations than you would’ve liked. Whatever the case, we feel strongly that all drivers deserve fair, comprehensive coverage at a reasonable rate. 

Most insurance companies classify high-risk drivers according to the following criteria:

  • -Multiple at-fault accidents.
  • -More than one moving violation in recent years.
  • -Having one or more vehicle-related convictions, such as a DUI.
  • -Being elderly.
  • -Having a poor credit history and/or rating.
  • -Being a new or inexperienced driver.
  • -Owning an exotic vehicle. 

Even if you fall into this category, A-MAX believes in providing everyone with fair, affordable rates. That’s why we give you options to choose from.

5 Ways To Keep Insurance Premiums Down

The cost of high-risk insurance will vary depending on factors other than those listed above. If you are classified as high risk because you meet multiple criteria, you may have some work to do. In any case, here are a few tips for keeping your insurance premiums down. 

Work on your credit score. Raising your credit score can have an impact on your premiums. Take efforts to improve your credit rating and you’ll likely see improvements to your insurance rates. 

Take a defensive driving course. Many insurance companies will reward you for taking a defensive driving course with a discount to your premiums. Most states have these readily available and can quickly be taken to help lower your rates. 

Opt for discounts with bundling. Many insurance companies will adjust rates for bundling your car with other insurance options. Combining auto insurance with other vehicles or policies, such as adding family members to your policy, can help to reduce your rates. 

Check on low mileage options. If you aren’t planning to drive much, you may be able to take advantage of a low-mileage policy. Ask about limited mile coverage to see if you qualify for a discount. 

Take advantage of other discount opportunities. Many insurance companies award discounts to different audiences, such as students or veterans. Ask about other discount options to see which policy is best for you.

Things To Remember about Driving with A-MAX

A-MAX is dedicated to helping keep drivers protected at all times, regardless of their driving history or high-risk status. We want to make sure you are covered at all times. Whatever might lie in your past, we believe you deserve quality insurance that makes you feel confident in your coverage.

A-MAX works hard to find you the absolute best policy and service because everyone deserves to be covered—and we won’t settle for less.  

We want you to focus on staying safe without being concerned that you’re covered. That’s why you need excellent support and we will find it for you. It’s what we do best.

We focus on low rates, but also quality service. Our priority is getting you the support you need at all times. We will focus on selecting the options that are best for you and your needs.  

We want to empower you to make the choice. You want to be in charge of who you choose and we don’t blame you. That’s why we’ll give you the options and you will be in charge of selecting the best choice. Choose from multiple providers and feel confident if your coverage and rates.

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